Plutus Swap-O-Rama Privacy and SMS Terms
This Privacy and SMS Policy (“Policy”) describes how Plutus Swap-O-Rama LLC (“we,” “us,” “our,” or the “Company”) collects, uses, discloses, and protects information obtained through our website located at www.swap-o-rama.com (the “Site”), our markets, sign up for our newsletter and our SMS/text messaging program. By visiting our markets, accessing our Site, or participating in our SMS program or subscribing to our newsletter, you agree to the terms of this Policy.
Article 1 — Definitions
- “Personal Information” means information that identifies, relates to, describes, or is capable of being associated with a particular individual, including but not limited to name, postal address, email address, telephone number, payment information, and photographic or video images.
- “Site” means our website located at www.swap-o-rama.com and any related mobile applications or digital properties we operate.
- “Market” or “Markets” means the physical locations where we operate flea markets, farmers’ markets, vendor markets, community markets, or similar events.
- “Vendor” means any individual or business entity that rents or leases space from us at our Markets to sell goods or services.
- “Visitor” means any person who attends, enters, or is present at our Markets, whether as a customer, guest, contractor, attendee, or otherwise.
- “SMS Program” means our text messaging program through which we send operational, transactional, and marketing messages to Vendors and other participants.
- “Newsletter” means our newsletter to which you may subscribe via our website.
Article 2 — Information We Collect
- Information You Provide Directly. We collect Personal Information that you voluntarily provide to us, including:
- Contact Information. Name, email address, mailing address, and telephone number provided through our Site, vendor applications, rental agreements, or correspondence.
- Payment Information. Credit card numbers, billing addresses, and other financial information necessary to process rental fees, application fees, or purchases.
- Vendor Application Data. Business information, product descriptions, licensing details, and other information submitted in connection with vendor rental applications.
- Communications. Information contained in emails, text messages, phone calls, or other communications with us.
- Information We Collect Automatically. When you visit our Site or Markets, we automatically collect certain information:
- Website Usage Data. IP address, browser type, device identifiers, pages viewed, time and date of access, referring URLs, and other usage statistics through cookies, web beacons, and similar technologies.
- Location Information. General geographic location based on IP address or, with your consent, precise geolocation data from your mobile device.
- Photographic, Video, and Audio Recordings. Images, video footage, and, where lawful, audio recordings captured at our Markets through security cameras, live streaming equipment, photography, videography, and other recording devices.
- Information from Third Parties. We may receive information about you from third-party sources, including:
- Payment processors and financial institutions.
- Background check and verification services used in connection with vendor applications.
- Social media platforms if you interact with our pages or content.
- Publicly available sources.
Article 3 — Photography, Video Recording, Audio Recording, and Live Streaming at Markets
- Notice of Recording Activities and Public Venue.
- Public Nature of Markets. Our Markets are public events open to the general public. By entering our Markets as a Visitor, Vendor, contractor, or attendee, you acknowledge that our Markets are public venues where you should have no expectation of privacy.
- Recording Notice. You further acknowledge and expressly agree that you may be photographed, video recorded, audio recorded where permitted by law, and live streamed during your presence at the Markets. Signage at Market entrances provides notice of these recording activities.
- Purposes of Recording. We capture photographic, video, and, where lawful, audio content at our Markets for the following purposes:
- Marketing and Promotion. To promote our Markets, vendors, and events through our website, social media channels, advertisements, and other marketing materials.
- Operational Documentation. To document Market activities, vendor participation, and event operations for internal records and reporting.
- Security and Safety. To monitor and enhance the security and safety of Visitors, Vendors, contractors, staff, and the public through surveillance cameras and recording equipment.
- Live Streaming and Broadcasting. To live stream Market events, performances, and activities on social media platforms, our website, or other digital channels.
- Archival and Historical Purposes. To create archives of Market events and preserve the history of our Markets.
- Scope of Recording. Recording may occur throughout the Markets, including but not limited to vendor booths, common areas, entrances, exits, parking areas, performance spaces, and any other location within the Market premises.
- Consent, Release, and Waiver of Rights.
- Grant of Rights. By entering our Markets, you irrevocably grant to us, our affiliates, successors, assigns, licensees, and designees the unrestricted, perpetual, worldwide right and license to use, reproduce, display, distribute, transmit, broadcast, publish, modify, adapt, create derivative works from, and otherwise exploit your name, voice, image, likeness, and appearance captured in any photographs, videos, audio recordings, or live streams taken at our Markets (collectively, “Recordings”).
- Media and Channels. The rights granted include the right to use Recordings in any and all media now known or hereafter developed, including but not limited to our website, social media platforms (including Facebook, Instagram, Twitter, YouTube, TikTok, and others), print materials, advertisements, promotional content, broadcasts, and any other commercial or noncommercial purposes.
- Waiver of Compensation. You acknowledge and agree that you will not receive any compensation, payment, royalty, credit, or other consideration for your appearance in any Recordings or for any use of your name, voice, image, likeness, or appearance as described in this Policy.
- Waiver of Inspection and Approval. You waive any right to inspect or approve any Recordings or any finished materials that incorporate Recordings, including any written copy or other materials that may be used in connection with the Recordings.
- Release of Claims. You release, discharge, and hold harmless us, our officers, directors, employees, agents, affiliates, successors, and assigns from any and all claims, demands, causes of action, damages, liabilities, costs, and expenses (including reasonable attorneys’ fees) arising out of or relating to the capture, use, reproduction, distribution, or exploitation of Recordings as described in this Policy, including but not limited to claims for defamation, invasion of privacy, violation of right of publicity, or infringement of any other personal or proprietary right.
- Use and Disclosure of Recordings. Images, videos, and recordings captured at our Markets may be:
- Published and Distributed. Posted on our website, social media accounts, printed materials, advertisements, and promotional content.
- Licensed or Shared. Shared with media outlets, partner organizations, sponsors, and third parties for promotional, editorial, or other purposes.
- Retained Indefinitely. Stored and retained for as long as we deem necessary for the purposes described in this Policy.
- Opt-Out Limitations. While we respect your privacy preferences, the nature of our Markets as public events means that complete avoidance of recording may not be possible. If you do not wish to be recorded or to grant the rights described in this Article, you should not attend or participate in our Markets.
- Audio Recording Compliance.
- Illinois. Illinois law requires consent of all parties to record oral communications in certain private settings. Our Markets are public venues where attendees have no reasonable expectation of privacy. Any audio recording at our Illinois Markets will be conducted in compliance with applicable Illinois law. Signage and this Policy serve as notice that audio recording may occur in public areas of our Markets.
- Florida. Florida law requires consent of all parties to record oral communications in certain private settings. Our Markets are public venues and events open to the general public where attendees have no reasonable expectation of privacy. Any audio recording at our Florida Markets will be conducted in compliance with applicable Florida law. By entering our Markets, you consent to audio recording in public areas where no reasonable expectation of privacy exists.
- No Biometric Identifiers or Biometric Information Collected.
- Illinois Biometric Information Privacy Act Compliance. We do not collect, capture, purchase, receive, or otherwise obtain any biometric identifiers or biometric information as defined by the Illinois Biometric Information Privacy Act, including but not limited to scans of face geometry, retina or iris scans, fingerprints, voiceprints, or scans of hand geometry, through our photography, videography, or other recording activities at our Markets or through our Site. 740 ILCS 14/10
- Photographs and Video Recordings Excluded. The photographs, videos, and recordings we capture at our Markets and through our Site are standard photographic and video images that do not constitute biometric identifiers or biometric information under Illinois law. 740 ILCS 14/10; Bayeg v. Admiral at the Lake, 2024 IL App (1st) 231141 We do not use facial recognition technology, facial geometry scanning technology, or any other technology that captures or analyzes biometric identifiers or biometric information.
- Separate Consent Required. If we ever implement technology that collects, captures, or uses biometric identifiers or biometric information as defined under Illinois law, we will provide separate written notice and obtain separate written consent as required by the Illinois Biometric Information Privacy Act before collecting or using any such biometric identifiers or biometric information. 740 ILCS 14/15
- Florida Consumer Protection Act Compliance. We do not collect, capture, purchase, receive, or otherwise obtain any biometric identifiers or biometric information as defined by the Florida Consumer Protection Act, including but not limited to scans of face geometry, retina or iris scans, fingerprints, voiceprints, or scans of hand geometry, through our photography, videography, or other recording activities at our Markets or through our Site. Fla. Stat. § 501.171
Article 4 — SMS/Text Messaging Program and Newsletter Subscription
- Enrollment and Consent.
- Vendor Consent. By entering into a rental agreement with us to rent space at our Markets, you expressly consent to receive text messages from us or on our behalf at the mobile telephone number you provide. This consent applies to operational, transactional, marketing, and administrative messages related to your vendor participation. You understand that this consent to receive operational, marketing and vendor-related text messages is a condition of entering into a vendor rental agreement. This consent is not a condition of any purchase of goods or services from us.
- Express Written Consent. By providing your mobile phone number and agreeing to participate in our SMS Program, you expressly consent to receive automated and/or prerecorded text messages from Plutus Swap-O-Rama LLC or on our behalf at the mobile telephone number you provide. You understand and agree that this consent applies even if the mobile telephone number you provide is registered on any state or federal Do Not Call list or any internal do-not-contact list.
- Consent Not Required for Purchase. Your consent to receive text messages is not a condition of purchasing any goods or services from us. However, consent to receive text messages is a condition of entering into a vendor rental agreement as described in Section I.A above.
- Newsletter Subscription. By providing your email address and subscribing to our newsletter through our website, you consent to receive our Newsletter via your email address.
- Age Requirement. By consenting to receive text messages and/or our newsletter, you represent and warrant that you are eighteen (18) years of age or older and that you are the subscriber or customary user of the mobile telephone number or email you provide or that you are authorized by the subscriber or customary user to provide consent.
- Types of SMS Messages. Messages may include but are not limited to:
- Operational and Transactional Messages. Market schedules, booth assignments, set-up instructions, payment reminders, policy updates, and other operational communications related to your vendor participation or Market attendance.
- Marketing and Promotional Messages. Event announcements, special promotions, vendor opportunities, and other marketing content (only if you have opted in to receive marketing messages).
- Administrative Messages. Confirmations, alerts, and other administrative communications.
- Message and Newsletter Frequency. Message frequency varies depending on your participation and the operational needs of our Markets. Messages will be sent as needed for Market operations, administrative needs, and marketing.
- Costs and Charges. Message and data rates may apply. You are responsible for all charges imposed by your mobile carrier in connection with text messaging, including but not limited to SMS, MMS, and data charges. We are not responsible for any charges, fees, or overage charges incurred from your mobile carrier. Please contact your mobile carrier for information about your messaging plan and any applicable charges.
- Opt-Out Instructions.
- How to Opt Out of Text Messages. You may opt out of receiving text messages at any time by replying “STOP” to any text message you receive from us. You may also contact us at info@swap-o-rama.com or 708-344-7300 to opt out.
- Confirmation. After you send the message “STOP” to us, we will send you a one-time confirmation message to confirm that you have been unsubscribed. You will not receive further messages from us unless you re-enroll in our SMS Program.
- Effect of Opt-Out for Vendors. If you are a Vendor and you opt out of SMS messages, you acknowledge that you may not receive important operational communications related to your vendor participation, including Market schedules, booth assignments, set-up instructions, and other time-sensitive information. We may communicate such information to you through alternative means, including email, telephone, or postal mail, but we are not responsible for any delays or failures to receive such communications if you opt out of SMS messages.
- How to Unsubscribe from Our Newsletter. You may unsubscribe from our Newsletter by selecting the unsubscribe link in the Newsletter you receive from us. You may also contact us at info@swap-o-rama.com or 708-344-7300 to unsubscribe.
- Confirmation. After you unsubscribe, we will send you a one-time confirmation message to confirm that you have been unsubscribed.
- Help and Support. For help or more information about our SMS Program, contact us at info@swap-o-rama.com or 708-344-7300.
- Supported Carriers. Our SMS Program is supported by major U.S. mobile carriers, including but not limited to AT&T, Verizon Wireless, T-Mobile, Sprint, U.S. Cellular, Boost Mobile, MetroPCS, Virgin Mobile, and others. Carrier coverage and availability may vary. Not all mobile carriers or devices may be supported.
- Privacy and Information Use.
- Collection of Mobile Number. When you provide your mobile phone number to participate in our SMS Program, we collect and store that number along with associated information such as your name, vendor status and consent records.
- Use of Mobile Number. We use your mobile phone number solely for the purposes described in this Policy, including sending SMS messages, maintaining records of your consent, and complying with legal obligations.
- No Sale or Sharing for Third-Party Marketing. We do not sell, rent, lease, or share your mobile phone number or SMS consent information with third parties for their own marketing purposes. We may share your information with service providers who assist us in operating our SMS Program (such as SMS platform providers and telecommunications carriers), subject to confidentiality obligations and agreements that prohibit such service providers from using your information for their own purposes.
- Retention. We retain your mobile phone number and consent records for as long as you participate in our SMS Program and for a reasonable period thereafter as required to comply with legal obligations, resolve disputes, enforce our agreements, and maintain business records.
- Changes to SMS Program Terms. We reserve the right to modify, suspend, or terminate our SMS Program or these terms at any time with or without notice. We will notify you of material changes by text message, email, posting updated terms on our Site, or other reasonable means. Your continued participation in our SMS Program after notice of such changes constitutes your acceptance of the revised terms.
- No Warranty; Limitation of Liability.
- No Warranty. Our SMS Program is provided on an “as is” and “as available” basis without warranties of any kind, either express or implied. We do not guarantee that messages will be delivered in a timely manner, delivered at all, or free from errors. We are not responsible for delays, failures, errors, or interruptions in message transmission caused by your mobile carrier, technical issues, equipment failures, network outages, or other factors beyond our reasonable control.
- Limitation of Liability. To the fullest extent permitted by law, we shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or relating to your participation in our SMS Program, including but not limited to damages for lost profits, lost data, or failure to receive time-sensitive messages, even if we have been advised of the possibility of such damages.
Article 5 — Honoring Opt-Out and Unsubscribe Requests
- Opt-Out Honored. If you opt out of receiving text messages from us as described in Article 4, Section V, we will honor your opt-out request and will not send you further messages. We will maintain your telephone number on an internal do-not-contact list to honor your request.
- Unsubscribe Honored. If you unsubscribe from our Newsletter as described in Article 4, Section V, we will honor your opt-out request and will not send you further Newsletters. We will maintain your email address on an internal do-not-contact list to honor your request.
Article 6 — How We Use Your Information
- Operational Purposes. We use your Personal Information to:
- Process vendor applications and rental agreements.
- Manage vendor booth assignments and Market logistics.
- Communicate with you about your vendor participation, account, or transactions.
- Provide customer service and respond to inquiries.
- Process payments and maintain financial records.
- Administer our SMS Program and send text messages as described in Article 4.
- Operate and manage our Markets and events.
- Marketing and Promotional Purposes. We use your Personal Information to:
- Send marketing communications about our Markets, events, and services via email, text message (if you have opted in), via email if you have signed up for our newsletter, postal mail, or other channels.
- Promote our Markets and vendors through photographs, videos, and other content captured at Market events.
- Display testimonials, reviews, and user-generated content.
- Conduct marketing research and analysis.
- Security and Safety. We use your Personal Information and recordings to:
- Monitor and ensure the safety and security of our Markets, visitors, vendors, contractors, staff, and the public.
- Investigate incidents, accidents, or violations of our policies or applicable law.
- Prevent fraud, unauthorized access, theft, and other illegal activities.
- Respond to emergencies and protect persons and property.
- Legal and Compliance Purposes. We use your Personal Information to:
- Comply with applicable laws, regulations, legal processes, and governmental requests.
- Enforce our terms of service, rental agreements, policies, and other contracts.
- Protect our rights, property, and safety and the rights, property, and safety of others.
- Respond to and defend against legal claims.
- Maintain records required by law.
- Analytics and Improvement. We use your information to:
- Analyze Site usage and Market attendance patterns.
- Improve our services, Site functionality, Market operations, and customer experience.
- Conduct research and develop new products, services, or features.
- Evaluate the effectiveness of our marketing and promotional campaigns.
Article 7 — How We Share Your Information
- Service Providers and Business Partners. We share Personal Information with third-party service providers who perform services on our behalf, including:
- Payment processors and financial institutions.
- SMS messaging platform providers and telecommunications carriers.
- Website hosting, data storage, cloud computing, and IT service providers.
- Marketing, advertising, and social media partners.
- Background check and verification services.
- Analytics and data analysis providers.
- Security and surveillance service providers.
- Customer service and support providers.
These service providers are contractually obligated to use your Personal Information only for the purposes of providing services to us and to protect your information in accordance with this Policy and applicable law.
- Legal Obligations and Protection of Rights. We may disclose Personal Information when we believe in good faith that disclosure is necessary to:
- Comply with applicable law, regulation, legal process, subpoena, court order, or governmental request.
- Enforce our agreements, policies, terms of service, or rental agreements.
- Protect the security or integrity of our Services, Markets, or Site.
- Protect our rights, property, or safety or the rights, property, or safety of our users, vendors, visitors, staff, or others.
- Respond to claims of violation of third-party rights.
- Detect, prevent, or investigate fraud, security breaches, or illegal activities.
- Business Transfers. In the event of a merger, acquisition, reorganization, sale of assets, bankruptcy, or other business transaction involving Plutus Swap-O-Rama LLC, your Personal Information may be transferred to a successor entity, acquirer, or affiliate as part of that transaction. You will be notified via email, posted notice on our Site, or other means of any such change in ownership or control of your Personal Information.
- With Your Consent. We may share your Personal Information with third parties when you have given us your express consent to do so.
- Publicly Available Information. Information you make publicly available, such as public comments, reviews, or testimonials, may be viewed by others. Photographs, videos, and recordings of you captured at our Markets and posted publicly on our website or social media channels will be accessible to the public as described in Article 3.
- Aggregate or De-Identified Information. We may share aggregate, de-identified, or anonymized information that does not directly identify you with third parties for research, marketing, analytics, or other purposes.
Article 8 — Cookies and Tracking Technologies
- Use of Cookies. Our Site uses cookies, web beacons, pixel tags, and similar tracking technologies to collect information about your browsing activity, preferences, and usage patterns. Cookies are small text files placed on your device by websites you visit. They are widely used to make websites work more efficiently and to provide information to website owners.
- Types of Cookies We Use:
- Essential Cookies. Necessary for the Site to function properly and provide core features. These cookies enable basic functions like page navigation, access to secure areas, and maintaining your session. The Site cannot function properly without these cookies.
- Analytics Cookies. Used to understand how visitors interact with our Site, including which pages are visited most often, how long visitors spend on each page, and whether visitors encounter error messages. This information helps us improve Site performance and user experience.
- Marketing Cookies. Used to deliver targeted advertisements, track the effectiveness of marketing campaigns, and understand your interests. These cookies may track your browsing activity across multiple websites.
- Functionality Cookies. Used to remember your preferences and settings, such as language preferences or region, to provide a more personalized experience.
- Third-Party Cookies. Third-party service providers, such as analytics platforms (e.g., Google Analytics), advertising networks, and social media platforms, may place cookies on your device through our Site. These third parties may collect information about your online activities over time and across different websites.
- Cookie Management. You can control and manage cookies through your browser settings. Most browsers allow you to refuse cookies or delete cookies that have already been set. Please note that if you disable or delete certain cookies, some features and functionality of our Site may not work properly, and you may not be able to access certain areas of the Site. For more information about managing cookies in your browser, please consult your browser’s help documentation.
- Do Not Track Signals. Some browsers offer a “Do Not Track” (DNT) signal that allows you to tell websites you do not want to be tracked. Our Site does not currently respond to DNT signals. We continue to monitor developments regarding DNT signals and may implement DNT compliance in the future.
Article 9 — Data Security
- Security Measures. We implement and maintain reasonable administrative, technical, and physical safeguards designed to protect Personal Information from unauthorized access, disclosure, alteration, destruction, loss, and misuse. These safeguards include:
- Administrative Safeguards. Employee training, confidentiality agreements, access controls, and security policies and procedures.
- Technical Safeguards. Encryption of sensitive data in transit and at rest, firewalls, secure server infrastructure, intrusion detection systems, and regular security assessments.
- Physical Safeguards. Restricted access to facilities where Personal Information is stored, surveillance systems, and secure disposal of physical records.
- Limitations. Despite our efforts to protect your Personal Information, no method of transmission over the Internet or electronic storage is completely secure. No security system is impenetrable. While we strive to protect your Personal Information using reasonable and appropriate measures, we cannot guarantee absolute security. You provide information to us at your own risk.
- Breach Notification. In the event of a data breach or security incident that compromises your Personal Information, we will investigate the incident and provide notice to you and to applicable regulatory authorities as required by applicable law, including Illinois and Florida data breach notification laws. Notice will be provided without unreasonable delay and will describe the nature of the breach, the types of information involved, steps we are taking to address the breach, and steps you can take to protect yourself.
- Your Responsibility. You are responsible for maintaining the confidentiality of any passwords, account credentials, or other authentication information you use to access our Site or Services. You should not share your passwords or credentials with others. If you believe your account or Personal Information has been compromised, please notify us immediately at info@swap-o-rama.com.
Article 10 — Data Retention
- Retention Period. We retain Personal Information for as long as necessary to fulfill the purposes described in this Policy, comply with legal obligations, resolve disputes, enforce our agreements, and maintain business records. Retention periods vary depending on the type of information, the purposes for which it is used, and legal requirements.
- Vendor Information. Information related to vendor applications, rental agreements, and vendor participation is retained for the duration of the vendor relationship and typically for seven (7) years thereafter for legal, tax, accounting, and operational purposes.
- Payment Information. Payment and financial transaction information is retained as required for accounting, tax reporting, and compliance purposes, typically for seven (7) years following the transaction.
- Newsletters. If you unsubscribe from our Newsletter, we will retain your contact information on a suppression list or do-not-contact list indefinitely to honor your unsubscribe request and prevent future Newsletters.
- SMS Consent Records. Records of your consent to receive text messages, including the date, time, method of consent, and mobile phone number, are retained for as long as you participate in our SMS Program and typically for seven (7) years thereafter to comply with legal requirements and defend against potential claims.
- Photographs, Videos, and Recordings. Photographs, videos, and recordings captured at our Markets may be retained indefinitely for promotional, marketing, archival, and historical purposes as described in Article 3.
- Website Usage Data. Website analytics and usage data may be retained in aggregated or de-identified form indefinitely for analytical and research purposes.
- Deletion Upon Request. Subject to legal, regulatory, and contractual retention requirements, you may request deletion of your Personal Information as described in Article 11. We will comply with such requests to the extent required by applicable law.
Article 11 — Your Privacy Rights
- General Rights. You have certain rights with respect to your Personal Information, subject to applicable law:
- Access. You may request access to the Personal Information we hold about you and request a copy of such information.
- Correction. You may request correction of inaccurate or incomplete Personal Information.
- Deletion. You may request deletion of your Personal Information, subject to legal and contractual retention requirements.
- Opt-Out of Newsletters. You may opt out of receiving newsletters or marketing communications from us as described below.
- Marketing Opt-Out.
- Email Marketing. You may opt out of receiving our Newsletter or marketing emails by clicking the “unsubscribe” link in any Newsletter or marketing email or by contacting us at info@swap-o-rama.com or 708-344-7300.
- SMS Marketing. You may opt out of SMS marketing messages as described in Article 4, Section V.
- Postal Mail Marketing. You may opt out of receiving marketing materials by postal mail by contacting us at info@swap-o-rama.com or 708-344-7300 or writing to us at 1132 South Wabash Avenue, Suite 201 Chicago, IL 60605, Attention: Privacy Officer.
- Effect of Opt-Out. After you opt out, we will not send you further marketing communications of that type.
- Illinois-Specific Rights. If you are an Illinois resident, you have the following additional rights:
- Right to Know. You may request information about the categories and specific pieces of Personal Information we have collected about you, the sources from which we collected such information, the purposes for which we use such information, and the categories of third parties with whom we share such information.
- Right to Delete. You may request deletion of Personal Information we have collected about you, subject to certain exceptions for legal, regulatory, contractual, and operational reasons.
- Correction of Inaccurate Information. You may request that we correct inaccurate Personal Information about you.
- Telemarketing Opt-Out. You have the right to opt out of telemarketing and text marketing communications as described in Article 4, Section V and Article 5.
- Security Breach Notification. You have the right to be notified of security breaches involving your Personal Information as described in Article 9, Section III.
- Access to Personal Information. You may request access to and copies of Personal Information we maintain about you.
- Florida-Specific Rights. If you are a Florida resident, you have the following rights under Florida law:
- Right to Know. You may request information about the categories and specific pieces of Personal Information we have collected about you, the sources from which we collected such information, the purposes for which we use such information, and the categories of third parties with whom we share such information.
- Right to Delete. You may request deletion of Personal Information we have collected about you, subject to certain exceptions for legal, regulatory, contractual, and operational reasons.
- Correction of Inaccurate Information. You may request that we correct inaccurate Personal Information about you.
- Telemarketing Opt-Out. You have the right to opt out of telemarketing and text marketing communications as described in Article 4, Section V and Article 5.
- Security Breach Notification. You have the right to be notified of security breaches involving your Personal Information as described in Article 9, Section III.
- Access to Personal Information. You may request access to and copies of Personal Information we maintain about you.
- Exercising Your Rights. To exercise any of the privacy rights described in this Article, please submit a request by:
- Emailing us at info@swap-o-rama.com.
- Calling us at 708-344-7300.
- Writing to us at: Plutus Swap-O-Rama LLC Attn: Privacy Officer/Privacy Requests 1132 South Wabash Avenue, Suite 201, Chicago, IL 60605. Please include your name, contact information (email address, telephone number, and mailing address), and a detailed description of your request. We may require additional information to verify your identity before responding to your request.
- Verification. To protect your Personal Information from unauthorized access, we will verify your identity before responding to your access, correction, or deletion request. Verification methods may include matching information you provide in your request to information we have on file, requiring you to provide government-issued identification, or other reasonable verification methods.
- Response Time. We will respond to your request within a reasonable time period as required by applicable law, typically within thirty (30) to forty-five (45) days of receipt of your verified request. If we require additional time (up to an additional forty-five (45) days), we will notify you of the extension and the reason for the delay.
- No Fee. We do not charge a fee to process or respond to your verified request unless your request is excessive, repetitive, or manifestly unfounded. If we determine that your request warrants a fee, we will notify you of the fee and the reasons for the fee before completing your request.
- Authorized Agents. You may designate an authorized agent to submit requests on your behalf. To designate an authorized agent, you must provide the authorized agent with written permission to act on your behalf, and we may require you to verify your identity and confirm the authorization directly with us.
- No Discrimination. We will not discriminate against you for exercising any of your privacy rights, including by denying goods or services, charging different prices or rates, providing a different level or quality of goods or services, or suggesting that you may receive a different price or level of service.
Article 12 — Children’s Privacy
- Age Restriction. Our Site, Markets, and SMS Program are not directed to children under the age of thirteen (13), and we do not knowingly collect Personal Information from children under 13 without verifiable parental consent.
- Parental Consent. If we learn that we have collected Personal Information from a child under 13 without verifiable parental consent, we will delete that information as soon as reasonably practicable. If we become aware that a child under 13 has provided us with Personal Information, we will take steps to delete such information and terminate the child’s account if applicable.
- Parental Rights. If you are a parent or legal guardian and you believe that we have collected Personal Information from your child under the age of 13 without your consent, please contact us immediately at info@swap-o-rama.com so that we can take appropriate action, including deleting such information and terminating the child’s account if applicable.
- Illinois Law Compliance. We comply with the Illinois Personal Information Protection Act and other Illinois laws governing the collection of information from minors. We do not knowingly collect personal information from Illinois minors under the age of 13 without verifiable parental consent.
- Florida Law Compliance. We comply with the Florida Children’s Online Privacy Protection Act and Florida laws protecting minors’ privacy. We do not knowingly collect personal information from Florida minors under the age of 13 without verifiable parental consent.
- Federal Children’s Online Privacy Protection. We comply with the Federal Online Children’s Protection Act. We do not knowingly collect personal information from minors under the age of 13 without verifiable parental consent.
- Markets Are Public Venues. Our Markets are public events where minors may be present with their parents or guardians. By bringing a child to our Markets, parents and guardians acknowledge that the child may appear in photographs, videos, or recordings captured at the Markets as described in Article 3 and consent to such recording and use on behalf of the child.
Article 13 — Third-Party Links and Services
- Third-Party Websites. Our Site may contain links to third-party websites, applications, or services that are not operated or controlled by us. This Policy does not apply to those third-party sites.
- No Responsibility. We are not responsible for the privacy practices, content, or policies of third-party websites or services. We encourage you to review the privacy policies of any third-party sites you visit.
- Social Media. Our Markets and events may be promoted through social media platforms operated by third parties, including Facebook, Instagram, Twitter, YouTube, TikTok, and others. When you interact with our social media pages or share content from our Site, your activity is governed by the privacy policies of those platforms.
- Third-Party Service Providers. We may use third-party service providers to provide services on our behalf, such as payment processing, SMS messaging, website hosting, or analytics. These third parties may collect and process your Personal Information in accordance with their own privacy policies and applicable law. We are not responsible for the privacy practices of these third-party service providers.
Article 14 — International Data Transfers
- United States Operations. Our operations are based in the United States, and your Personal Information will be collected, processed, and stored in the United States.
- Cross-Border Transfers. If you access our Site or participate in our Markets or SMS Program from outside the United States, you acknowledge that your Personal Information will be transferred to and processed in the United States, where privacy laws may differ from those in your jurisdiction.
- Consent to Transfer. By using our Site, visiting our Markets, or participating in our SMS Program, you consent to the transfer of your Personal Information to the United States.
Article 15 — Changes to This Policy
- Right to Modify. We reserve the right to modify, update, or replace this Policy at any time in our sole discretion.
- Notice of Changes. When we make material changes to this Policy, we will:
- Update the “Last Updated” date at the top of this Policy.
- Post the revised Policy on our Site at www.swap-o-rama.com/privacy-policy.
- Provide notice through our Site, email, text message, or other reasonable means as appropriate under the circumstances.
- Continued Use. Your continued use of our Site, Markets, or SMS Program after the effective date of any changes constitutes your acceptance of the revised Policy.
- Review Responsibility. We encourage you to review this Policy periodically to stay informed about how we collect, use, and protect your Personal Information.
- Material Changes. If we make material changes that significantly affect your rights or how we use your Personal Information, we will provide prominent notice on our Site or through direct communication (such as email or text message) at least thirty (30) days before the changes take effect, where required by applicable law.
Article 16 — Contact Information
- Questions and Concerns. If you have any questions, concerns, or requests regarding this Policy or our privacy practices, please contact us at:
Plutus Swap-O-Rama LLCAttn: Privacy Officer
1132 South Wabash Avenue, Suite 201
Chicago, IL 60605
Email: info@swap-o-rama.com
Phone: 708-344-7300
- Response Time. We will respond to your inquiry as promptly as reasonably practicable, typically within thirty (30) days of receipt. If we require additional time to respond to your request, we will notify you of the extension and the reason for the delay.
- Privacy Complaints. If you have a complaint about our privacy practices, please contact us using the contact information above. We will investigate your complaint and respond to you in writing within a reasonable time period.
Article 17 — Illinois-Specific Provisions
- Application. This Article applies to Illinois residents and to Personal Information collected from Illinois residents or in connection with our Markets located in Illinois.
- No Collection of Biometric Identifiers or Biometric Information. As stated in Article 3, Section VIII, we do not collect, capture, purchase, receive, or otherwise obtain any biometric identifiers or biometric information as defined by the Illinois Biometric Information Privacy Act (740 ILCS 14/1 et seq.), including scans of face geometry, retina or iris scans, fingerprints, voiceprints, or scans of hand geometry. 740 ILCS 14/10
- Photographs and Videos Excluded. The photographs and videos we capture at our Markets and through our Site are standard photographic and video images that do not constitute biometric identifiers or biometric information under the Illinois Biometric Information Privacy Act. 740 ILCS 14/10; Bayeg v. Admiral at the Lake, 2024 IL App (1st) 231141 We do not use facial recognition technology, facial geometry scanning technology, or any other technology that captures, collects, or analyzes biometric identifiers or biometric information.
- Future Use of Biometric Technology. If we ever implement technology that collects, captures, or uses biometric identifiers or biometric information as defined under Illinois law, we will:
- Develop and make publicly available a written policy establishing a retention schedule and guidelines for permanently destroying biometric identifiers and biometric information. 740 ILCS 14/15
- Provide separate written notice to you that biometric identifiers or biometric information are being collected or stored, the specific purpose and length of term for which such identifiers or information are being collected, stored, and used. 740 ILCS 14/15
- Obtain a separate written release executed by you before collecting, capturing, or otherwise obtaining your biometric identifiers or biometric information. 740 ILCS 14/15
- Comply with all requirements of the Illinois Biometric Information Privacy Act. 740 ILCS 14/15
- Right of Publicity. We acknowledge that Illinois law recognizes your right of publicity and your right to control the commercial use of your identity. 765 ILCS 1075/10; 765 ILCS 1075/30 By entering our Markets, you grant us the rights to use your image, likeness, name, and appearance as described in Article 3, Section IV. This grant of rights is limited to the purposes described in this Policy and does not constitute a general waiver of your right of publicity for uses beyond those described herein.
- Audio Recording Notice. Illinois law generally requires consent of all parties to record oral communications in certain private settings. Our Markets are public venues where attendees have no reasonable expectation of privacy. Any audio recording will be conducted in compliance with Illinois law. Signage at Market entrances and this Policy serve as notice that audio recording may occur in public areas of our Markets. By entering our Markets, you consent to audio recording in public areas where no reasonable expectation of privacy exists.
- Data Security and Breach Notification. We comply with the Illinois Personal Information Protection Act and will notify Illinois residents of data breaches involving Personal Information as required by Illinois law, without unreasonable delay and consistent with the legitimate needs of law enforcement.
- Illinois Consumer Rights. Illinois residents have the right to:
- Request access to and copies of Personal Information we maintain about them.
- Request correction of inaccurate or incomplete Personal Information.
- Request deletion of Personal Information, subject to legal and contractual retention requirements.
- Opt out of marketing communications as described in Article 11.
- Not be discriminated against for exercising any of these rights.
Article 18 — Florida-Specific Provisions
- Application. This Article applies to Florida residents and to Personal Information collected from Florida residents or in connection with our Markets located in Florida.
- Audio and Video Recording in Public Venues. Florida law requires consent of all parties to intercept or record oral communications where the parties have a reasonable expectation of privacy. Fla. Stat. § 934.03 Our Markets are public venues and events open to the general public where attendees have no reasonable expectation of privacy. Any audio or video recording at our Markets will be conducted in compliance with Florida law. Signage at Market entrances and this Policy serve as notice that audio and video recording, including live streaming, may occur throughout our Markets. By entering our Markets, you expressly consent to such recording in public areas where no reasonable expectation of privacy exists.
- No Interception of Private Communications. We do not intentionally intercept, record, or disclose private oral, wire, or electronic communications where parties have a reasonable expectation of privacy, except as authorized by law. Fla. Stat. § 934.03 Our recording activities are limited to public areas of our Markets where no reasonable expectation of privacy exists.
- Florida Telephone Solicitation Act Compliance. We comply with the Florida Telephone Solicitation Act (Florida Statutes Chapter 501, Part II) governing telemarketing and telephone solicitation. As described in Article 5:
- We obtain your express written consent before sending marketing text messages to your mobile telephone number.
- We honor opt-out requests and maintain an internal do-not-contact list.
- We do not use automated telephone dialing systems for marketing purposes without your prior express written consent.
- We provide clear identification and contact information in marketing communications.
- We restrict calling times to reasonable hours as permitted by Florida law.
- Right to Privacy. Florida law recognizes a constitutional right to privacy. We respect Florida residents’ privacy rights and will not disclose Personal Information except as described in this Policy and as permitted or required by law.
- Data Security and Breach Notification. We comply with Florida’s Information Protection Act (Florida Statutes § 501.171) and will notify Florida residents of data breaches involving Personal Information as required by Florida law, without unreasonable delay following determination of the breach.
- Florida Consumer Rights. Florida residents have the right to:
- Request access to and copies of Personal Information we maintain about them.
- Request correction of inaccurate Personal Information.
- Opt out of telemarketing and text marketing communications as described in Article 4, Section V and Article 5.
- Receive notice of security breaches involving their Personal Information.
- No Wiretapping or Unlawful Interception. We do not engage in any conduct that violates Florida’s Security of Communications Act (Florida Statutes Chapter 934). Fla. Stat. § 934.03; Fla. Stat. § 934.07 Our recording activities are limited to public areas where no reasonable expectation of privacy exists and are conducted with notice and consent as described in this Policy.
Article 19 — Acceptance of Terms
- Agreement to Policy. By visiting our Markets, accessing our Site, providing your mobile phone number, or otherwise providing Personal Information to us, you acknowledge that you have read, understood, and agree to be bound by this Policy.
- Vendor Acknowledgment. Vendors entering into rental agreements with us specifically acknowledge and agree to:
- The photography, video recording, audio recording, and live streaming provisions set forth in Article 3.
- The consent, release, and waiver of rights provisions set forth in Article 3, Section IV.
- The SMS messaging consent provisions set forth in Article 4, including consent to receive operational text messages as a condition of the vendor rental agreement.
- All other terms and conditions of this Policy.
- The Illinois-specific and Florida-specific provisions set forth in Articles 17 and 18, as applicable to the location of the Markets at which the Vendor participates.
- Visitor Acknowledgment. Visitors to our Markets specifically acknowledge and agree to:
- The public nature of our Markets and the absence of any reasonable expectation of privacy at our Markets.
- The photography, video recording, audio recording, and live streaming provisions set forth in Article 3.
- The consent, release, and waiver of rights provisions set forth in Article 3, Section IV.
- All other terms and conditions of this Policy applicable to Visitors.
- Continuing Obligation. Your obligations under this Policy, including the consent, release, and waiver provisions in Article 3, Section IV, survive termination of your relationship with us and continue in perpetuity.
- Severability. If any provision of this Policy is found to be invalid, illegal, or unenforceable, the remaining provisions will remain in full force and effect to the maximum extent permitted by law.
- Entire Agreement. This Policy, together with any rental agreements, terms of service, or other agreements you enter into with us, constitutes the entire agreement between you and us regarding the subject matter hereof and supersedes all prior or contemporaneous understandings or agreements, whether written or oral, regarding such subject matter.
- Governing Law and Jurisdiction. This Policy and any disputes arising out of or relating to this Policy or our privacy practices shall be governed by and construed in accordance with the laws of the State of Illinois or Florida, as applicable, without regard to its conflict of law provisions. Any legal action or proceeding arising out of or relating to this Policy shall be brought exclusively in the state or federal courts located in Illinois, and you consent to the personal jurisdiction of such courts.
